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Job Analysis:
The Universal Banker positions at Old Second are centered on providing exceptional front-line customer service and sales within a community bank context. The core purpose is to engage customers effectively, helping them with their banking needs while actively identifying sales opportunities through account profiling and relationship-building. Primary responsibilities include accurately opening and maintaining customer accounts, executing basic teller functions, and achieving sales targets through customer interaction. Success in this role hinges on one's ability to not only meet sales goals but also to provide a seamless customer experience that enhances loyalty and satisfaction. The role requires a nuanced understanding of banking products and services, compliance with operational standards, and the ability to adapt to various customer needs, which points to an expectation of a strong service orientation blended with proactive sales tactics. Candidates will face challenges such as navigating customer inquiries with varying degrees of complexity and managing cross-functional interactions within the branch. Performance expectations will include meeting specific KPIs related to sales and customer satisfaction within the first year, signaling the importance of both sales acumen and customer service excellence.
Company Analysis:
Old Second National Bank occupies a significant position in the community banking space of the Chicago metropolitan area, offering a blend of traditional banking values along with a commitment to modern banking practices. As a long-standing institution with over 150 years of history, it proudly emphasizes customer-first service, solidifying its reputation within an evolving industry landscape. The culture seems to prioritize community engagement and a supportive work environment, which are essential for fostering strong client relationships and employee morale. The Universal Banker role fits within a collaborative organizational structure, likely reporting to branch management while also liaising across functions to enhance customer service and sales strategies. This role is crucial for the bank’s growth strategy as it aims to scale operations and retain satisfied clients amidst competitive pressures. Candidates seeking to thrive here should align with Old Second's values of financial responsibility, community focus, and a commitment to customer service.