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Job Analysis:
The Middle Market Banker role at TIH is fundamentally about building and nurturing profitable relationships with middle market clients, specifically those with annual sales between 75MMto500MM. This involves not just selling financial products, but understanding complex financial needs and providing bespoke solutions that include loans, deposits, and risk management services. Success in this role means developing a detailed marketing plan, leveraging internal resources effectively, and maintaining a strong communication channel with clients. Strong interpersonal skills are essential to navigate the nuances of client interactions and build trust over time. Furthermore, the role demands a high level of expertise in corporate finance and credit structuring, particularly since the banker will need to understand clients’ credit profiles and manage large, complicated portfolios. The ability to proactively identify opportunities for both credit and non-credit services will be vital in driving revenue growth and meeting performance expectations in line with the company’s revenue goals.
Company Analysis:
TIH is a significant player in the insurance brokerage industry, occupying the fifth position in the United States market. Its long-standing history since 1922 underscores its stability, but it also fosters a culture of excellence and expertise that candidates must align with. The company operates under a tri-divisional structure (Retail, Wholesale, Insurance Services), which suggests a collaborative environment where cross-functional teamwork is valued. As the Middle Market Banker, one would likely be expected to interact not just within their banking team but also with different service lines and advisory groups. The company’s emphasis on cultivating long-term client relationships aligns with a customer-centric culture, one that values trust and personal connections. Given their comprehensive range of services, this role is crucial not just for revenue generation but also for upholding TIH's reputation as a consultative partner in risk management. Candidates should be prepared to adapt to a dynamic environment that is focused on innovation and excellent service delivery, balancing traditional banking methods with modern financial solutions.