Okay, I’ve searched for Data Analyst roles in New Jersey that emphasize compliance regulations like HMDA and CRA, require 5 years of experience, demand a strong analytical background, and require proficiency in Microsoft Excel. I found 57 relevant positions for you to explore.

Sure. Here's the analysis:

Job Analysis:

The HMDA & CRA Data Analyst position at Provident Bank is fundamentally about ensuring compliance with crucial lending regulations while safeguarding the integrity of the bank's data processes. The core responsibilities primarily revolve around collecting, reviewing, and analyzing lending data from various departments, which is critical not just for regulatory adherence but for the overall trustworthiness of the bank's lending operations. This role requires the candidate to not only identify discrepancies but also to collaborate with cross-functional teams to rectify any data issues. The depth of understanding in HMDA, CRA, and related regulations is essential because these laws dictate how the bank operates in a complex landscape of legal obligations. Success will be measured by the candidate's ability to deliver accurate reports on time, contribute to quality control processes, and engage proactively with stakeholders to enhance compliance training and strategies—underscoring a strong balance of analytical prowess and interpersonal skills.

Company Analysis:

Provident Bank occupies a significant position in the financial services industry, recognized for its commitment to community and employee-centric operations. It is a longstanding institution with deep roots in New Jersey, suggesting a stabilizing presence in the market as well as a dedication to social responsibility, reflected in their active volunteerism initiatives. The culture at Provident seems to prioritize not only compliance within the banking sector but also creating inclusive and diverse work environments that value perspectives from various backgrounds. As a candidate in the HMDA & CRA Data Analyst role, one can expect to operate in a culture that encourages collaboration and actively participates in community development—a key component of the CRA Compliance Program. The strategic alignment of this role enhances their compliance objectives and reflects the company's mission to be a trusted partner in the community, which in turn fosters an expectation for candidates to contribute meaningfully toward these goals while maintaining high standards for data integrity and quality.

Absolutely. Here are some mock interview questions that could come up:

• Behavioral Questions: Tell me about a time when you had to deal with a significant data integrity issue. How did you identify it, and what steps did you take to resolve it?
• Behavioral Questions: Can you provide an example of when you had to communicate complex regulatory standards to non-technical stakeholders? How did you ensure clarity and understanding?
• Behavioral Questions: Describe a situation where you contributed to a team goal under tight deadlines. What role did you play, and what was the outcome?
• Behavioral Questions: Have you ever faced conflicting priorities among team members? How did you handle the situation to ensure positive outcomes?
• Technical/Role-Specific Questions: How would you approach the task of preparing a Loan Application Register (LAR) for compliance reporting?
• Technical/Role-Specific Questions: Can you describe your experience using compliance software like QuestSoft or CRA Wiz in your previous roles?
• Technical/Role-Specific Questions: What techniques do you use to perform quality control checks on large datasets?
• Technical/Role-Specific Questions: How have you previously ensured accuracy in compliance-related data submissions?
• Situational Questions: Imagine you realize that data submitted for a regulatory report is incorrect just days before the deadline. What steps would you take to address this?
• Situational Questions: Suppose you identify a pattern of non-compliance during your data analysis. How would you approach this delicately with involved departments while ensuring corrective actions?
• Company Fit/Motivation Questions: What aspects of Provident Bank's commitment to community service resonate most with you, and why?
• Company Fit/Motivation Questions: How do you see your values aligning with the emphasis Provident Bank places on diversity and employee engagement?
• Questions for the Candidate to Ask the Interviewer: Can you elaborate on the team dynamics within the Compliance Department and how this role fits into that structure?
• Questions for the Candidate to Ask the Interviewer: What are the biggest challenges currently facing the HMDA & CRA Compliance team and how can this position help address them?